My Story

I'm not a financial guru. I'm a 58-year-old who's just handed in his notice.
All content reflects my own experience and research and should be taken as a starting point for your own thinking, not as professional advice

My Personal Journey to Early Retirement

If you're looking for someone who has all the answers — who can hand you a neat five-step plan and guarantee it works — I'm not that person.

Let me tell you what this website is not. 

It's not a polished guide written by someone who retired at 40, turned their savings strategy into a brand, and now sells you a course on financial independence. It's not a collection of aspirational content built around someone else's perfect numbers in someone else's perfect circumstances.

What it is - I hope - is something more useful than that. More honest, at least. 

If you're thinking about early retirement — whether that's in two years or ten — I hope there's something here that's genuinely useful to you. 

 

If you're already on this path — further along than me, or navigating your own version of this transition — I'd love to hear from you. The comment section is open and I read everything. 

 

And if you're on the fence — just curious whether any of this could ever apply to you — stick around. I think you might be surprised. 

 

This is the honest, unfiltered account of what early retirement in the UK actually looks like. Work in progress. Questions included. 

"And I'm still figuring a lot of it out."

Tony